I’ve specialized in Home Equity Conversion Mortgages (HECM’s) for over a decade, helping people like you evaluate this creative financial retirement tool.

We created this site to be a safe place where you can get information, ask questions, and even follow up with a one-on-one, no-obligation, no-pressure interview.

Please, take your time. Check out the blogs on reverse mortgages and on Aging in Place, read information about the new HECM for Purchase program, and browse through the top 100 questions people have asked me over the years. Your comments are welcome, too.

Finally, congratulations on being willing to think outside the box in evaluating all available options for funding the best possible retirement.

Professional Resume

Scott Funk, 248 Main Street, Suite 2, Barre, VT 05641 – 802.238.4216, scott@scottfunk.org


2014 to Present Reverse Mortgage Funding NMLS ID # 71312 248 Main Street, Suite 2, Barre, VT 05641

  • HECM Loan Specialist

2012 to 2014 Security 1 Lending 160 E Main ST Richmond VT 05477

  • HECM Reverse Mortgage Consultant /Home Equity Retirement Specialist

2008 to 2012 MetLife Home Loans PO Box 326 Richmond VT 802-434-6434

  • HECM specialist
  • Mentor

2001 to 2008 Mortgage Financial POB 326 Richmond VT 802-434-6434

  • Reverse mortgage specialist
  • Upscale second home financing

1995-2001 Wells Fargo Home Mortgage 300 Interstate Corp. CTR Williston VT 802-879-3559

  • FHA 230K renovation lending
  • VA guaranteed mortgages
  • Second home financing

1990-1995 Express Mortgage 550 Hinesburg RD S Burlington VT 802-864-9093

  • Second home financing
  • FHA Forward Mortgages




  • Aging Advocate
  • Micro Mentor
  • Author of monthly column, Aging in Place, published in 24 newspapers and magazines throughout Vermont.
  • National Reverse Mortgage Lenders Association


  • National Association of Financial and Insurance Advisors (Associate Member) 2009-2013
  • Leadership in Life Institute VT State Chair 2012
  • Chairman or President’s Club last 6 years
  • Leadership in Life Institute graduate 2011
  • Society of Financial Service Professionals 2010-2011
  • First recipient of the Champlain Valley Aging in Place Advocate, 2006
  • Champlain Long Term Care Coalition 2004-2009
  • Vermont AARP Speakers Bureau 2006-2010
  • Vermont Aging in Place Network, Statewide Coordinator 2003-2006
  • Vermont Assoc. of Professional Care Providers, Treasurer 2006-2007

Click here to view Scott’s Speaking Credentials